Onemain Holdings Stock Analysis
| OMF Stock | USD 57.53 0.70 1.23% |
IPO Date 16th of October 2013 | 200 Day MA 59.0207 | 50 Day MA 66.0036 | Beta 1.291 |
OneMain Holdings has over 22.69 Billion in debt which may indicate that it relies heavily on debt financing. At this time, OneMain Holdings' Long Term Debt To Capitalization is most likely to increase slightly in the upcoming years. The OneMain Holdings' current Total Debt To Capitalization is estimated to increase to 0.95, while Short and Long Term Debt Total is projected to decrease to roughly 17.7 B. OneMain Holdings' financial risk is the risk to OneMain Holdings stockholders that is caused by an increase in debt.
Asset vs Debt
Equity vs Debt
OneMain Holdings' liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. OneMain Holdings' cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps OneMain Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect OneMain Holdings' stakeholders.
For many companies, including OneMain Holdings, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for OneMain Holdings, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, OneMain Holdings' management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 1.9603 | Price Sales 2.2505 | Shares Float 116.5 M | Dividend Share 4.17 | Wall Street Target Price 72.2857 |
Given that OneMain Holdings' debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which OneMain Holdings is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of OneMain Holdings to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, OneMain Holdings is said to be less leveraged. If creditors hold a majority of OneMain Holdings' assets, the Company is said to be highly leveraged.
At this time, OneMain Holdings' Common Stock Shares Outstanding is most likely to increase significantly in the upcoming years. The OneMain Holdings' current Issuance Of Capital Stock is estimated to increase to about 5.2 M, while Total Stockholder Equity is projected to decrease to roughly 2.7 B. . At this time, OneMain Holdings' Price To Operating Cash Flows Ratio is most likely to drop slightly in the upcoming years. The OneMain Holdings' current Price To Free Cash Flows Ratio is estimated to increase to 4.85, while Price Book Value Ratio is projected to decrease to 1.91. OneMain Holdings is undervalued with Real Value of 66.27 and Target Price of 72.29. The main objective of OneMain Holdings stock analysis is to determine its intrinsic value, which is an estimate of what OneMain Holdings is worth, separate from its market price. There are two main types of OneMain Holdings' stock analysis: fundamental analysis and technical analysis.
The OneMain Holdings stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and OneMain Holdings' ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OneMain Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. OneMain Stock Analysis Notes
About 94.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.96. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OneMain Holdings has Price/Earnings To Growth (PEG) ratio of 0.61. The entity recorded earning per share (EPS) of 6.56. The firm last dividend was issued on the 17th of February 2026. OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana. Onemain Holdings operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 8800 people. To find out more about OneMain Holdings contact Douglas Shulman at 812 424 8031 or learn more at https://www.onemainfinancial.com.OneMain Holdings Quarterly Total Revenue |
|
OneMain Holdings Investment Alerts
| OneMain Holdings generated a negative expected return over the last 90 days | |
| Over 94.0% of the company shares are owned by institutional investors | |
| Latest headline from benzinga.com: Insights Ahead Blue Owl Capitals Quarterly Earnings |
OneMain Largest EPS Surprises
Earnings surprises can significantly impact OneMain Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-08-07 | 2014-06-30 | 0.45 | 0.52 | 0.07 | 15 | ||
2024-10-30 | 2024-09-30 | 1.14 | 1.26 | 0.12 | 10 | ||
2022-10-26 | 2022-09-30 | 1.35 | 1.51 | 0.16 | 11 |
OneMain Holdings Environmental, Social, and Governance (ESG) Scores
OneMain Holdings' ESG score is a quantitative measure that evaluates OneMain Holdings' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of OneMain Holdings' operations that may have significant financial implications and affect OneMain Holdings' stock price as well as guide investors towards more socially responsible investments.
OneMain Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Brandes Investment Partners & Co | 2025-06-30 | 1.9 M | Northern Trust Corp | 2025-06-30 | 1.6 M | Nuveen, Llc | 2025-06-30 | 1.6 M | Norges Bank | 2025-06-30 | 1.5 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.4 M | Arrowstreet Capital Limited Partnership | 2025-06-30 | 1.3 M | Cooperman Leon G | 1.1 M | First Trust Advisors L.p. | 2025-06-30 | 1.1 M | Royal Bank Of Canada | 2025-06-30 | 1.1 M | Vanguard Group Inc | 2025-06-30 | 11.7 M | Capital Research & Mgmt Co - Division 3 | 2025-06-30 | 10.3 M |
OneMain Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 6.69 B.OneMain Profitablity
The company has Net Profit Margin of 0.26 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.34 %, which entails that for every 100 dollars of revenue, it generated $0.34 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.03 | |
| Return On Capital Employed | 0.04 | 0.02 | |
| Return On Assets | 0.03 | 0.03 | |
| Return On Equity | 0.23 | 0.24 |
Management Efficiency
OneMain Holdings has Return on Asset of 0.0294 % which means that on every $100 spent on assets, it made $0.0294 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2376 %, implying that it generated $0.2376 on every 100 dollars invested. OneMain Holdings' management efficiency ratios could be used to measure how well OneMain Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At this time, OneMain Holdings' Return On Equity is most likely to increase slightly in the upcoming years. At this time, OneMain Holdings' Non Current Assets Total are most likely to increase significantly in the upcoming years. The OneMain Holdings' current Total Current Assets is estimated to increase to about 2.9 B, while Intangible Assets are projected to decrease to roughly 279.3 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 28.62 | 16.82 | |
| Tangible Book Value Per Share | 13.84 | 9.57 | |
| Enterprise Value Over EBITDA | 23.14 | 24.30 | |
| Price Book Value Ratio | 2.36 | 1.91 | |
| Enterprise Value Multiple | 23.14 | 24.30 | |
| Price Fair Value | 2.36 | 1.91 |
OneMain Holdings has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.
Technical Drivers
As of the 20th of February, OneMain Holdings holds the Coefficient Of Variation of (15,450), risk adjusted performance of 8.0E-4, and Variance of 3.23. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of OneMain Holdings, as well as the relationship between them. Please check OneMain Holdings coefficient of variation, treynor ratio, as well as the relationship between the Treynor Ratio and skewness to decide if OneMain Holdings is priced some-what accurately, providing market reflects its current price of 57.53 per share. Given that OneMain Holdings has information ratio of (0.04), we recommend you to check out OneMain Holdings's recent market performance to make sure the company can sustain itself at a future point.OneMain Holdings Price Movement Analysis
The output start index for this execution was nine with a total number of output elements of fifty-two. The Simple Moving Average indicator is calculated by adding the closing price of OneMain Holdings for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out OneMain Holdings short-term fluctuations and highlight longer-term trends or cycles.
OneMain Holdings Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OneMain Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on OneMain Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases OneMain Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
OneMain Holdings Outstanding Bonds
OneMain Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. OneMain Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most OneMain bonds can be classified according to their maturity, which is the date when OneMain Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US682691AA80 Corp BondUS682691AA80 | View | |
| US682691AB63 Corp BondUS682691AB63 | View | |
| US682691AC47 Corp BondUS682691AC47 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| ONEOK PARTNERS L Corp BondUS68268NAM56 | View | |
| ONEOK PARTNERS L Corp BondUS68268NAD57 | View | |
| ONEOK PARTNERS L Corp BondUS68268NAG88 | View | |
| ONEOK PARTNERS L Corp BondUS68268NAC74 | View |
OneMain Holdings Predictive Daily Indicators
OneMain Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of OneMain Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
OneMain Holdings Corporate Filings
F4 | 13th of February 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 6th of February 2026 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 5th of February 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 16th of January 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 2nd of January 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 18th of December 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 5th of December 2025 Other Reports | ViewVerify | |
| 4th of December 2025 Other Reports | ViewVerify |
OneMain Holdings Forecast Models
OneMain Holdings' time-series forecasting models are one of many OneMain Holdings' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary OneMain Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.OneMain Holdings Bond Ratings
OneMain Holdings financial ratings play a critical role in determining how much OneMain Holdings have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for OneMain Holdings' borrowing costs.| Piotroski F Score | 5 | Healthy | View |
| Beneish M Score | (2.96) | Unlikely Manipulator | View |
OneMain Holdings Debt to Cash Allocation
Many companies such as OneMain Holdings, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
OneMain Holdings has 22.69 B in debt with debt to equity (D/E) ratio of 6.04, demonstrating that the company may be unable to create cash to meet all of its financial commitments. OneMain Holdings has a current ratio of 298.92, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. That said, strategic use of leverage may enable OneMain to fund expansion initiatives and generate superior returns. OneMain Holdings Total Assets Over Time
OneMain Holdings Assets Financed by Debt
The debt-to-assets ratio shows the degree to which OneMain Holdings uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.OneMain Holdings Debt Ratio | 63.0 |
OneMain Holdings Corporate Bonds Issued
Most OneMain bonds can be classified according to their maturity, which is the date when OneMain Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
OneMain Long Term Debt
Long Term Debt |
|
About OneMain Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how OneMain Holdings prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling OneMain shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as OneMain Holdings. By using and applying OneMain Stock analysis, traders can create a robust methodology for identifying OneMain entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.16 | 0.17 | |
| Operating Profit Margin | 0.16 | 0.17 | |
| Net Profit Margin | 0.13 | 0.13 | |
| Gross Profit Margin | 0.48 | 0.33 |
Current OneMain Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. OneMain analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. OneMain analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 72.29 | Strong Buy | 16 | Odds |
Most OneMain analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand OneMain stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of OneMain Holdings, talking to its executives and customers, or listening to OneMain conference calls.
OneMain Stock Analysis Indicators
OneMain Holdings stock analysis indicators help investors evaluate how OneMain Holdings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading OneMain Holdings shares will generate the highest return on investment. By understating and applying OneMain Holdings stock analysis, traders can identify OneMain Holdings position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 1.1 B | |
| Long Term Debt | 22.7 B | |
| Common Stock Shares Outstanding | 119.3 M | |
| Total Stockholder Equity | 3.4 B | |
| Total Cashflows From Investing Activities | -3.2 B | |
| Tax Provision | 218 M | |
| Quarterly Earnings Growth Y O Y | 0.637 | |
| Cash And Short Term Investments | 1.3 B | |
| Cash | 914 M | |
| Net Debt | 21.8 B | |
| 50 Day M A | 66.0036 | |
| Other Operating Expenses | 5.2 B | |
| Non Current Assets Total | 25.4 B | |
| Forward Price Earnings | 7.8802 | |
| Non Currrent Assets Other | 461 M | |
| Stock Based Compensation | 36 M |
Complementary Tools for OneMain Stock analysis
When running OneMain Holdings' price analysis, check to measure OneMain Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OneMain Holdings is operating at the current time. Most of OneMain Holdings' value examination focuses on studying past and present price action to predict the probability of OneMain Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OneMain Holdings' price. Additionally, you may evaluate how the addition of OneMain Holdings to your portfolios can decrease your overall portfolio volatility.
| My Watchlist Analysis Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like | |
| Portfolio Dashboard Portfolio dashboard that provides centralized access to all your investments | |
| Share Portfolio Track or share privately all of your investments from the convenience of any device | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format | |
| Funds Screener Find actively-traded funds from around the world traded on over 30 global exchanges | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios |